The most important thing you can to improve your credit or maintain a high rating is to pay your bills on time. Conversely, making your payments late can kill your credit. One late payment can drop your score as much as 100 points in one shot. In addition, late payments remain on your credit report for seven years so you could be paying for this mistake for a long time.

Streetlights flashing, crowded streets, and the scent of gasoline is in the air. It’s a world of its own where anything can happen. Curiosity carried us over 256 miles for an opportunity to speak with an emerging woman. Jumping out of the car on Crosby Street, the driver whisks off; as we, briskly walk passing nearby pricey boutiques, Chinese delis in search for our meeting spot; surprisingly, it would almost go unnoticed except for the peculiar greenhouse setting that catches your eye. Mykl, the creative director of photography steers our direction with a sharp left. “It’s so important to really push, really focus, and really let all that positive energy just fulfill you… most times you’re not going to get support of other people.”
Just like her business embodies success, and is highly reputable in New York City, Von Johnson aspires with grace and beauty.

I have an MBA from Johns Hopkins and have worked in financial services for nearly 15 years, so I know the importance of organizing your finances- but recently I walked into a financial wall as I was doing my taxes. Prior to becoming a financial commentator and author, I was the Executive Director of a foundation. As with many life changes, this change happened pretty quickly. I hadn’t planned in advance or anticipated going from a W-2 wage earner to accounting for income from book sales and speaker fees.

As my experience shows, organizing your finances can go way beyond completing important financial documents or getting your taxes filed on time. Having financial clarity

is a state that sometimes gets away from us when our financial life crosses into the unknown, i.e. change. So how do you get or maintain that financial clarity you need to organize your financial life?

The tax deadline is around the corner, but there are still a few steps you can take even at this late date, to reduce your tax liability and make filing taxes easier.

With a reputation for challenging small visions and transforming them into global notoriety, Candace Reese is a nationally-recognized entrepreneur and inspirational speaker. Candace is the founder of Envision Global Corporation, a global corporate strategy and philanthropic management firm helping clients reach their business visions. Outside of her work is where her passion lies in community initiatives and public speaking. When Candace speaks, something empowering happens to the young women and men who listen to her inspiring words.

Right now consumers are under siege. From high unemployment to rising food and utility costs, consumers are just barely able to keep their heads above water.

Well, here is another issue to add to the list. Pre-paid debit cards are the fastest growing form of electronic payment in the nation. Federal Reserve data shows that prepaid card transactions have grown more than 20 percent between 2006 and 2009.

These cards may seem like a great idea to individuals with little or no credit history or those who have difficulty obtaining traditional credit cards. But be wary, these cards come with fees that basically charge you to use your own money.

Face magazine premieres the first in a series of articles that will help you get your money right in 2012. From building a financial nest egg, the best credit cards to have to taxes; personal finance contributor, Jennifer Streaks will give you a fresh financial start in 2012!

Have you ever wondered if you’re in a toxic or emotionally abusive relationship? Wonder no more. Learn what a toxic relationship is and how and when to detach. Here are a few clues to determining whether you’re involved in a poisonous partnership.

Dressing for success is key in any career that one is involved in. Mark Twain once said, “Clothes make the man. Naked people have little or no influence on society.” Likewise, clothes do have an effect on a person’s success. First impression is everything especially in the work place.

There is another list you should be checking in addition to your holiday shopping list. This list will enable you to save money rather than spend it so let’s definitely get excited about attacking the end of the year tax to-do list.